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Tabs group

Local strengths

Market Leader - Global market share of 23.7%, business turnover of €6.639 billion and over 4.400 specialized staff. In a constantly changing insurance world, AG Insurance relies on secure values to enable its customers to face the future with full confidence. 

Trust in expertise - Accurate account management and high quality service through competent employees, administrative efficiency and compliance with deadlines. 

Array of tailor made solutions - AG Insurance operates as a global pension & health provider and offers competitive and innovative products including company plans, sector wide plans, cafeteria plans, collective health care, ambulatory care and disability solutions. 

Global pension player - AG Insurance differentiates itself on the Belgian second pillar market by offering a complete range of solutions to address the needs of the employers. On the one hand, by continuing to believe and invest in a solid offer in Branch 21, to offer the employers a tailored solution when they’re looking for security. On the other hand, if their risk appetite is somewhat higher, AG has a wide range of Branch 23 funds (equities, bonds, money market, real estate, etc.) and a proven track record in this market since 1993.

Innovative Disability and Health Care products

In case of Disability, AG Insurance offers Income Replacement Coverage and adds a unique cover on the Belgian market: employees up to age 67 with stress related disorders can follow a personalized and pro-active re-integration track. A necessary addition to the legal obligations given to employers in Belgium.

Next to the widespread Hospitalization Insurance we offer Ambulatory care insurance as a complementary coverage. In Belgium, people still need to pay 20% of medical costs themselves (e.g. doctor visits, dental and optical care). This product offers (partial) reimbursement of those medical expenses not linked to a hospital stay.

User-friendly online services for employers - AG Insurance offers an online communication platform, towards employers. AG EB Online is an integrated website that gives employers easy and secure access to their plans. 

Online tools and platforms for employees - My Global Benefits’, an essential HR tool - a secure online platform that provides a clear overview of the Pension, Disability and Health Care cover your employees have. Employees can access and self-service their retirement and healthcare plans in a simple and efficient manner.

The AG Health app, helps employees to easily claim back their medical expenses or report a hospital admission to activate direct payment.